Real estate appraisal services for homeowners in the city of Charleston and Charleston County![]() Here are the top 7 reasons SC homeowners order from PDF Appraisals, Inc.:
Do you own a house in or near Charleston? Do you need help deciding the value of your real estate?
We at PDF Appraisals, Inc. understand the special needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. PDF Appraisals, Inc. is qualified in helping folks just like you get rid of unwanted PMI insurance. Challenge a property tax assessmentLets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. A professional appraisal from PDF Appraisals, Inc. is your perfect weapon when contesting your property tax assessment. Was your HELOC recently frozen?If your house is in a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. PDF Appraisals, Inc. can help you reinstate your home equity line of credit with a professional appraisal. We Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for precision, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property. |