PDF Appraisals, Inc. can do FHA loans

The FHA maintains of approved appraisers for each state - PDF Appraisals, Inc. is on the roster of approved appraisers for SC. If you have an FHA-loan, be sure to contact PDF Appraisals, Inc., as we are approved and certified to produce FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at PDF Appraisals, Inc. is well-trained on how to follow the rules and regulations provided.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA-secured loan, it means it is backed by them. The lender provides all the loaned money; the FHA simply secures the transaction with mortgage insurance in case the borrower does not pay off his or her loan. Low-income and moderate-income consumers benefit from an FHA-secured loan; the purpose of the Federal Housing Administration is to help credit-worthy consumers to meet expectations and necessities for lenders that they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly helpful to those purchasers with less available funding.